A BounceMoney Product

    Bounce Pay

    Accept Visa, Mastercard and alternative payment methods with fast crypto settlement through a single integration.

    Bounce Pay enables merchants to accept traditional payment methods while settling through trusted digital asset infrastructure. Integrate once with Bounce Money and access multiple regulated payment providers through a single API. Powered by leading regulated payment partners.

    All merchants, jurisdictions and payment methods are subject to provider approval and applicable compliance requirements.

    The Challenge

    Card Acceptance and Digital-Asset Settlement Rarely Meet.

    Many modern businesses want to give customers a familiar payment experience — card, wallet or local method — while receiving settlement in digital assets for speed, borderless movement or treasury reasons.

    Conventional merchant acquiring rarely supports this end-to-end. Card processors settle in fiat. Crypto rails typically expect the customer to already hold digital assets. Bridging the two requires regulated conversion, aligned card-scheme compliance, KYC on the paying customer, and a wallet destination linked to the merchant order.

    Building or negotiating each of these relationships independently is slow, and it exposes the merchant to fund-flow, compliance and scheme-rule complexity that sits outside its normal operations.

    The Solution

    One Connected Route from Card to Digital Asset.

    BounceMoney provides the connectivity, commercial introduction and integration support that links approved merchants with established fiat-to-crypto on-ramp providers.

    Customers pay using established card and local payment methods through the provider's hosted checkout. The regulated provider verifies the customer, authorises the payment, converts the approved amount to the designated digital asset and delivers it to the wallet associated with the merchant order.

    The merchant receives confirmation and can reconcile against the original order reference — without taking custody of customer funds, performing conversion or acting as the card acquirer.

    How the Payment Flow Works.

    A clear route from card payment to digital-asset delivery — orchestrated through regulated third-party providers.

    01

    Customer Selects Payment Method

    The customer chooses Visa, Mastercard or a supported local payment method at the merchant checkout.

    02

    Redirect to On-Ramp Provider

    The customer is passed to the selected regulated on-ramp provider through a hosted checkout linked to the merchant order.

    03

    Verification & Payment Approval

    The regulated provider completes any required KYC and authorises the card or local payment against its own risk and compliance framework.

    04

    Fiat-to-Crypto Conversion

    Once approved, the provider converts the fiat payment into the designated digital asset at the applicable rate.

    05

    Digital-Asset Delivery

    Digital assets are delivered to the designated wallet associated with the merchant order.

    06

    Merchant Confirmation & Reconciliation

    The merchant receives confirmation of the completed transaction and can reconcile the digital-asset delivery against the original order reference.

    Benefits for Approved Merchants.

    Familiar customer payments, regulated conversion and digital-asset settlement through a single connected route.

    Global Reach

    Accept established card and local payment methods across supported jurisdictions through approved providers.

    Fast Settlement

    Approved transactions can be delivered through blockchain settlement rails rather than multi-day bank clearing cycles.

    Provider-Led Compliance

    KYC, sanctions screening, payment authorisation and geographic eligibility are handled by the regulated on-ramp provider.

    Familiar Customer Experience

    Customers pay with the card or local method they already trust — no requirement to hold or fund a crypto wallet up front.

    No BounceMoney Fund Custody

    BounceMoney does not receive, hold, safeguard or control customer funds. Payment, conversion and digital-asset delivery are completed by the selected third-party provider.

    One Integration

    A single connection links merchant orders to hosted provider checkouts and digital-asset delivery through a straightforward API flow.

    Industries We Work With.

    Bounce Pay is designed for approved businesses across digital and high-value sectors — subject to provider approval and compliance requirements.

    Digital and Specialist Sectors

    • Gaming
    • Regulated Gambling
    • Forex and Trading Platforms
    • Cryptocurrency Exchanges
    • Digital Marketplaces
    • Online Entertainment

    High-Value Commerce

    • Real Estate and Property
    • Automotive Dealers
    • Yacht and Marine Sales
    • Jewellery and Luxury Goods
    • Travel and Private Aviation
    • Professional Services

    Availability depends on the merchant's business model, licensing position, customer jurisdictions, transaction flow and provider approval. Listing an industry does not imply that every business in it will be accepted.

    Integration Capabilities.

    A straightforward technical route from merchant order to digital-asset delivery, using the provider's regulated infrastructure.

    • Straightforward API connection between the merchant order and the on-ramp provider's hosted checkout.
    • Merchant order reference preserved end-to-end for reconciliation.
    • Support for card and selected local payment methods through the provider.
    • Configurable destination wallet per merchant order.
    • Provider-side webhooks for payment authorisation, conversion and digital-asset delivery events.
    • Integration testing is completed according to the capabilities and onboarding process of the selected provider.

    Important

    This Is Not Conventional Merchant Acquiring.

    Bounce Pay is a connected payment route, not a card-acquiring product. The merchant is not receiving fiat card settlement into a merchant bank account. There is no traditional merchant category code negotiation, no fiat payout schedule from BounceMoney and no direct card-scheme relationship with BounceMoney.

    The card or local payment is taken by a regulated on-ramp provider, which is the party responsible for card-scheme compliance, chargeback handling and any refunds according to its own terms. The provider converts the approved payment into the designated digital asset and delivers it to the wallet associated with the merchant order.

    Merchants and introducers should not describe Bounce Pay as a merchant account, an acquiring facility or a guaranteed payment service. It is a compliance-led integration between the merchant, BounceMoney and the regulated provider.

    Provider Approval and Compliance.

    Every business, jurisdiction and payment flow is reviewed. Final approval is determined by the selected on-ramp provider according to its regulatory obligations and risk appetite.

    • Regulated third-party on-ramp providers handle payment processing and fiat-to-crypto conversion.
    • Customer identity verification (KYC/AML) is performed by the provider.
    • Geographic eligibility, transaction limits and prohibited-business rules are enforced by the provider.
    • Card-scheme rules for Visa and Mastercard are applied by the provider and its acquirer.
    • Merchant onboarding is subject to business-model assessment, compliance review and provider approval.
    • BounceMoney does not hold client funds, does not perform conversion and is not the card acquirer.

    Submitting an enquiry does not guarantee approval or access to any payment service. All applications remain subject to compliance review and acceptance by the relevant provider.

    Does Bounce Pay Fit Your Business?

    Tell us about your business and the payment flow you want to create. We will assess your requirements against available provider coverage and onboarding criteria.

    Submitting this form does not guarantee approval or access to any payment service. All applications remain subject to compliance review and acceptance by the relevant provider.

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    © 2026 BounceMoney. All rights reserved.

    BounceMoney is a trading name of B2M Holdings Ltd, a company incorporated in Cyprus under registration number HE482468. BounceMoney provides technology, integration and commercial introduction services. BounceMoney is not a bank, payment institution, electronic-money institution, crypto-asset service provider or card acquirer and does not hold or control customer funds. Regulated payment, conversion and digital-asset services are provided by approved third-party providers, subject to their terms, compliance requirements and geographic availability.

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